Your Global

Cyclist Insurer

Providing leading specialist cyclist insurance solutions to partners around the world

Who is Two Three Bird?

Two Three Bird is a global insuretech business that provides innovative and sophisticated bicycle and cyclist insurance solutions to our partners in three continents

What we do

Our plug-and-play insurance solutions enables seamless integrations into partner businesses, providing partners with insurance offerings that enhance their customer value proposition and generate long term revenue.

Our end to end insurance services empowers our partners to focus on building their brand, distribution and customer engagement while we seamlessly cover all insurance licences, product development, underwriting, website development and integration, policy administration, customer service and claims management.

Some of our cyclist insurance services

Flexible Product Development

We work with our partners to develop bespoke products to fit the requirements of their client bases

Insurance licences, underwriting and pricing

Leave the heavy lifting to us. We already operate in 4 continents and have access to licences across the globe

Regulatory compliance

Our team takes care of all the regulatory and compliance requirements so you can focus with peace of mind on the exciting stuff

Web development and integration

We can assist you with creating an online sales channel or we can integrate with your existing website


Policy administration

We take care of everything around policy administration, collections, debt management and anything else you can think of

Claims capabilities

Getting your customers back on their bicycles is what we do and we do it seriously well

Sales and Customer Services

We deliver unrivaled customer service through our 24/7 call centre. Our team are all cyclists and that ensures a very specialist and personal experience

Configurable Reporting

We will provide you with access to all your data and work with you to create the reporting you require

Generating New Ideas. Solving Big Problems


Satisfied Clients


Cups Of Coffee

Some of our partnerships

Our model, use of technology, scale and experience enables us to deliver end to end insurance solutions to partners in a more competitive, agile and low cost way. Our win-win-win philosophy for our partners, policyholders and TwoThreeBird ensures complete alignment for all parties.


Wiggle Cycle Insurance

Biggest online bicycle retailer in the world



Strava's mobile app and website connects millions of runners and cyclists





Hubtiger provides bike shops and other service providers in the cycling industry with innovative software solutions, resulting in increased efficiency and a superior customer experience





Chain Reaction Cycles

Chain Reaction Cycles is an online retailer of cycling goods



Velosure Bicycle Insurance offers genuinely specific insurance for both bicycles and riders that standard house and contents insurance just doesn't cater for


Sundays Insurance

Sundays Insurance is the leading provider of cyclist insurance in the world


Real Insurance

Real Insurance has been offering more than value-for-money bike, home, car, life & pet insurance to Australians since 2005


Riders at Work

Bicycle insurance assessor specialists

Why we are different

The insurance industry is characterised by significant barriers to innovation which result in slow and incremental change, leading to an inability to integrate niche insurance into businesses existing distribution channels.

Legacy systems, long development times and onerous governance structures have created an inflexible innovation environment with high costs and significant backlogs. This has resulted in a systemic problem where traditional insurance providers have been unable to support niche segments with appropriate flexible and tailored insurance solutions.

Two Three Bird has solved the inherent obstacles of this complex environment, allowing partner businesses to integrate niche insurance solutions that enhance their customer value proposition and generate additional revenue.

the team

All our team members from around the world are passionate about cycling and love what they do. 









Chief Financial Officer

Get in Touch

Talk to us about our partnership options and how we can
explore new business opportunities, or contact us directly on [email protected] or phone
RSA +27 (21) 300 8387 // AU +61 (2) 9055 8208
US +1 (302) 485 0270 // UK +44 20 3997 9108

10 + 13 =

United States

1000 N. West Street
Suite 1200

United Kingdom

1st Floor
5 St Helen's Place
City of London


Level 12
465 Victoria Avenue

South Africa

2nd Floor
De Wet Square
Cnr Bird Street and Church Street

South Africa

South Africa


United States

United Kingdom

United Kingdom